Search Results for: mortgage

Mortgage Relief Programs Ending? What to Do If You Face Foreclosure

The COVID-19 pandemic has caused tremendous damage to the economy and housing market. Many states have offered mortgage relief programs but that is shortly coming to an end, with many Americans’ hours being cut or completely out of work families are finding it hard to make ends meet. Families who rent are facing similar problems …

What you need to know about the COVID-19 mortgage relief program

As the COVID-19 pandemic continues to take its toll on the economy, many homeowners are struggling to make their mortgage payments. In response, the government has implemented a mortgage relief program to help ease the financial burden. However, with so much information available, it can be difficult to navigate the various options and provisions. To …

Is Mortgage Alternative Right For You in 2023?

New mortgage-underwriting criteria took effect on January 10 requiring a debt-to-income ratio of less than 43 percent for most qualified mortgages. Even if you don’t qualify for a mortgage under the current lending regulations, renting may not be your only option. A mortgage is a loan used to purchase a property and is typically secured by …

Indiana Housing Market Sees a Small Lift as Buyers Get More Choices

Indiana’s housing market saw a small boost recently. Home sales in October were about 4 percent higher than the same time last year. That might not sound huge, but it shows buyers are still active, even with higher mortgage rates and higher prices. At the same time, new listings also went up. More homeowners are …

Signs That You Should Sell Your Home Soon: A Guide for Indiana Residents

The decision to sell your home is not one to be taken lightly. It’s not just about market timing or getting a good price. It’s about life transitions, financial goals, and sometimes even intuitive feelings. For Indiana residents, considering the specific state’s housing market dynamics, climate, and local economy, there are unique signs that can …

How Real Estate Is Changing in 2025 With Trump Back in Office

The real estate market is going through some big changes in 2025, now that Donald Trump is back in the White House. Policies around trade, taxes, immigration, and development are all having an effect on housing, construction, and buying trends. Here’s what’s happening and how it might affect homeowners, renters, and investors. Building a Home …

Top 10 Most Expensive Cities in the US: Where Does Your City Rank?

When you leave the nation’s heartland and head to the coasts, costs can skyrocket. Five of the ten most expensive cities we found are in California, and four are on the East Coast. The tenth city is located outside the contiguous 48 states. We compiled our list based on the Council for Community and Economic …

10 Must-Ask Questions When Hiring a Real Estate Agent to Sell Your Home

If you’re looking to sell your home and are considering working with a real estate agent, there are several important questions to ask to ensure you find the right professional for you. One of the most important factors to consider is whether the realtor has the experience and expertise to help you successfully sell your …

Renters Tips That Want to Become Homeowners in 2024-25

LOS ANGELES, CA – Demand for housing remains strong this spring season. Renters are finding buying a home may even, in some cases, be less than renting. If you don’t have a lot of cash but are looking to purchase your first home this year read on. How Much of a Down Payment Will I …

Preventing Foreclosure: Government Programs and Resources in Indiana

Foreclosure is a legal process where a lender attempts to recover the balance of a loan from a borrower who has stopped making payments. In Indiana, this often involves both judicial and non-judicial processes, each with its specific procedures and implications for homeowners and lenders alike. This article delves into the repossession process in Indiana, …